“Using By Miles has saved me over £1000 compared to other insurers - the only down side is the very high (£600) compulsory pay out should you get into an accident. For me on this occasion it is a balanced risk, if the worst happened I would still be £400 in pocket against a comparative insurer. I also like the ByMiles concept because it changes your driving behaviour / nudges you to make a more economical choice - good for the pocket and the environment.”