Negative Equity UK Reviews

Name: Negative Equity UK
Address: Unit 2, Channel Wharf, 21 Old Channel Road,, Belfast, Antrim
Rating: 4.93

4.9 Rating 197 Reviews

99 %

of reviewers recommend Negative Equity UK

Company Reviews

Metrics

Info

4.9

Based on 197 reviews

Shipping & Delivery
Delivery Methods	Postal Service
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	3 - 6 Hours

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Phone:

0161 660 4403

Location:

Unit 2, Channel Wharf, 21 Old Channel Road,,
Belfast
Antrim
BT3 9DE

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Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“The service provided by this company was excellent. Despite all of my concerns and fears about the process Natasha and Lesley really went out of their way to provide excellent guidance and advice. They took their time explaining in detail the process no question was left unanswered. I would highly recommend them to others. My negative equity of 97000 was reduced to 14,000 final payment. I can't thank them enough.”

Helpful Report

Posted 7 years ago

“Very satisfied with this company,and very grateful to Lesley for sorting out my money problems with great results ,much appreciated , thank you”

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Posted 7 years ago

“Banks must hate Negative Equity UK, but if the Halifax had bee more reasonable to deal with them we would never have had to engage this great company to help us deal with them. Yes, we no longer have the house, and we lost a lot of money in the process, but we no longer have the debt hanging over us. Service is not cheap (4k), and it is not quick (2 years), and it is not smooth, but it has to be better than dealing with the bank directly. Thank you Tom and Lesley and the others involved along the way.”

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Posted 7 years ago

“thanks again for your help you've made my life and my wife's life more liveable again. Yous were really nice and helpful the whole way threw my application and know words can describe how grateful i am for your help , for anyone wanting help negative equity are the people to go to thanks again”

Helpful Report

Posted 7 years ago

“We contacted Negative Equity as a buy to let property purchased in the housing boom left us with negative equity. They dealt with our case very professionally and efficiently from start to finish. They had an in depth knowledge of what options were available to us and provided us with advice on the best option to take. They dealt directly with the lender and provided us with regular updates on the progress of the case. We got a great result in the end which has alleviated a lot of stress caused by being in negative equity.”

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Posted 7 years ago

“Cannot speak highly enough of the service and professionalism of Negative Equity/CD Fairfield. They have the expertise and knowledge in resolving negative-property nightmare situations and bringing them to satisfactory conclusions. No problem in recommending them to anyone who has been unfortunate to find themselves in need of professional advice.”

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Posted 7 years ago

“Recently managed to resolve a lengthy nightmare with the help of the company after buying a property at the " wrong time " Despite feeling at times that I would never manage to see the other side, with the help of lesley I am finally free from all the stress. Her support and patience was invaluable in helping to negotiate a very difficult and stressful situation. Thanks again.”

Helpful Report

Posted 7 years ago

“Bought house at the wrong time and then watched as the prices dropped. Was left paying interest only on a mortgage for a house worth substantially less than the mortgage itself. After burying my head in the sand I spoke to Negative Equity NI about my options and although I really didn't want to sell it was the only viable option to release me from the debt I was in. They took care of all the negotiations and kept me informed along the way which meant I didn't have to worry about dealing with the bank. I have just had a resolution of my case and am now free to start afresh. Whilst not being a nice situation to be in Negative Equity did make the whole process simple and worry free. Thank you to all involved in my case from Bob, Tom, Natasha, Adele and Lesley.”

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Posted 7 years ago

“Answered our queries efficiently and made the whole process relatively painless and easy with good, regular communication and a favourable outcome for us!”

Helpful Report

Posted 7 years ago

“negative equity were helpful efficient and kept me informed of the process and our progress i strongly believe they can help you if you give them the opportunity”

Helpful Report

Posted 7 years ago

“The company took us through every step with all our worries dealt with. Every support was given to us, both emotionally and practically. Thank you for all your help and advise,especially Ms McIllwaine”

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Posted 7 years ago

“I bought a house just before the recession and soon found myself in a lot of negative equity and after a drop in income and a few stressful years i knew i couldn't keep going the way I was. After looking into all my options I came across Negative Equity/CD Fairfield-the best thing ever -after initial meeting with Bob who explained everything and then Tom who took all details of my situation the whole team dealt with everything.Every one made me feel at ease and I couldn't have got out of this awful situation without them.A special thanks to Lesley who was always at the other end of the phone -professional and friendly Thankyou. To anyone in a similiar situation I highly recommend talking to Negative Equity.”

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Posted 7 years ago

“very helpful and friendly staff,helped me and my husband out a lot with our bad housing situation got things sorted that we would never have been able to do on our own.”

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Posted 7 years ago

“I am delighted i came across this brilliant firm. They not only saved us from paying £70,000 in debt they gave us incredible piece of mind. Like everyone else we bought a house in the boom and lost the value of the house during the down turn. Both me and my partner had broke up and were left paying for a house we would never live in again. Renting out the house didn't cover the mortgage so i was left with paying rent on the house i moved into as well as trying to cover the mortgage. My living expenses went up and i always seemed to be broke. I was sad at the thought of having to pay that mortgage for another 20 years. Thank god i don't have to as Lesley and the team took care of it all. I just sat back and waited as they consolidated everything for me. I found Lesley to be not only professional in her approach but friendly and helpful too, she knows her job. I can't believe they saved me the amount they did. I am delighted i am free of it all and don't have to think about it anymore. I thought their fee was very reasonable for the job they did. A Happy Client Caroline Middleton”

Helpful Report

Posted 7 years ago

“We were going out of heads with worry,but eventually got the courage to call Negative Equity. The staff are really helpful and full off valuable knowledge and walked us through every step. BRILLIANT”

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Posted 7 years ago

“At first we were sceptical about this process but our situation left us no option and we are now glad to have talked to Negative Equity. We had been hit with a sizeable minus equity after the housing market crashed and were stuck in an interest only mortgage with no hope of clearing before the term ended. Handing the keys back was not an option to us so we thought that there was no other way until speaking to the team at Negative Equity. They held our hands through the entire process offering advice and options, something we hadn't had to that point. The result was better than hoped, with a large portion of the debt being written off this left us with a smaller amount that is easily cleared allowing us to move on with our lives. To everyone involved in getting us here, thanks Bob, Tom, Natasha, Diane and Lesley. You have made a difference.”

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Posted 7 years ago

“Many thanks to Bob, Tom, Lesley & Adele. I had been sold two "pig in a poke propertries" for part of my retirement fund that left me having to keep pumping money to maintain the properies for suitable tenants. I had been stressed out for last 10 years trying to keep on top of this investment. Last April 2016 I was left with no way to resolved this bad investment as more money was now required to replace the bolier and sort out the dampness, Coming close to my retirement date I had to walk away. After being recommend to Negative Equity and discusstion with Bob who agreed to take on my case. My life has now change 100% for what Tom had discussed at our first meeting had ben furfilled saving me 64% of my total debt to the lender including the mortage arrears and legel fees . I had no dealings with my lender, selling both properties and all the legal expenses, as this had been dealt successfully by Tom's team. I would highty recommend anybody out there who need advice regarding debts to talk to Negative Equity as my regret is not doing it sooner............Gary”

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Posted 7 years ago

“We had bought a house during the property boom years as an investment. Unfortunately, like many others similar to us we were left with a house with a lot of negative equity and the rent that didn't cover the repayments. Fortunately for us Tom and the guys from "Negative Equity UK" helped us to come to a favourable agreement with our lenders. The pleasing thing was that when we first discussed our case, Tom was extremely knowledgeable and gave us the most likely outcome for our situation. During the process, we were always kept up to date with any significant progress. I would highly recommend "Negative Equity UK" to anyone that was in our situation.”

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Posted 7 years ago

“Absolutely brilliant. We were stuck in a house we'd never have been able to repay in full. 10 months ago we owed £240,000 against a house worth £150,000. Now the house is sold, we're paying back the settlement over 5 years (£22,000) and we can actually plan for the future (something we've been unable to do this last few years). I only wish we'd done this sooner.”

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Posted 7 years ago

“I had bought a house in 2007 at £187k with a 100% mortgage paying interest only at 5.99%. I felt trapped and could see no way out of the situation. Having met with the guys at Negative Equity, they helped me realise that there was a light at the end of the tunnel. They set realistic expectations, reacted quickly to the mortgage provider's responses and adapted to the changing needs. We handed the keys back to the mortgage provider and crystalised a debt of £110k. Negative Equity negotiated a full and final settlement of £30k, writing off £80k and freeing us from debt. The relief has been unimaginable and I feel that I can now move on with my life. I cannot speak highly enough about Negative Equity/CD Fairfield. They were friendly, professional, efficient and extremely effective! To put it simply, I could not have got out of the terrible situation I was in without them.”

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Posted 7 years ago

Negative Equity UK is rated 4.9 based on 197 reviews