Negative Equity UK Reviews

Name: Negative Equity UK
Address: Unit 2, Channel Wharf, 21 Old Channel Road,, Belfast, Antrim
Rating: 4.91

4.9 Rating 200 Reviews

99 %

of reviewers recommend Negative Equity UK

Company Reviews

Metrics

Info

4.9

Based on 200 reviews

Shipping & Delivery
Delivery Methods	Postal Service
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	3 - 6 Hours

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Phone:

0161 660 4403

Location:

Unit 2, Channel Wharf, 21 Old Channel Road,,
Belfast
Antrim
BT3 9DE

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Anonymous

Anonymous // 01/01/2019

Filter: Rated 5 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Excellent service and regular communication on how my case was proceeding”

Helpful Report

Posted 6 years ago

“I was very sceptical at the beginning but didn’t know where else to turn. I read an article on money supermarket and the individual said it was too good to be true. On the contrary, the result they predicted on our first meeting was delivered. They made a very stressful process so much easier, doing all the background work; negotiating etc. And always ready to advise. A big thank you, especially to Lesley, who appeared to have genuine interest in our plight and kept in contact throughout, never judging, just being supportive. My £107,000 debt is now £32000. This company WILL deliver.”

Helpful Report

Posted 6 years ago

“1103880 Before I went to Tom and the team there seemed no light at the end of the tunnel. I had a few properties in negative equity relating to previous bankruptcy and banks unnwilling to re-negotiate rate. The mortgages would be a noose around my neck forever. Tom and the team adivsed that this could be dealy with and altohugh I was sceptical I followed through and am now debt free and with a good credit record. Thanks to Tom, Lesley and all the others involved. The banks were unpleasant to deal with however the team took care of the vast majority of communication and all the negotiation. They know who to contact and who to negotiate with- the banks would not even have the courtesy to discuss these matters with me prior to this and merely suggested I keep paying whatever they asked for.”

Helpful Report

Posted 6 years ago

“Absolutely fantastic company, from start to finish I was very pleased with the service. Clinching the settlement at the end Lesley was superb.”

Helpful Report

Posted 6 years ago

“Lesley was fab. Was a long road but really glad to get this matter resolved. Very professional and friendly throughout. Thanks again.”

Helpful Report

Posted 6 years ago

“1102925 Lesley dealt with my case and was brilliant. Not only was she very professional but she took the time to listen and was always available for advice and correspondence. She dealt with the bank and took all the stress out of the situation. I owed the bank 60000 and paid back 13000 and they cleared the rest. I can’t thank Lesley enough as her hard work has allowed me to get on with my life after a couple of difficult years.”

Helpful Report

Posted 6 years ago

“I thought there was no light at the end of the tunnel, but Negative Equity talked through my options and made things clear. It isn't a quick fix, but the team at Negative Equity are very supportive through the process. Lesley finalised matters and was very efficient, knowledge and great to deal with.”

Helpful Report

Posted 6 years ago

“Dealt with Lesley, couldnt be more helpful, i was looking at a shortfall just shy of a hundred grand, Lesly worked her magic and got 83% of that written off, and the 17% left set up to be paid back over time!! £4000 pound fees seemed alot at the time, but saved me dealing with the bank and all the associated hassle!! Long process bit well worth it in the end!!!”

Helpful Report

Posted 6 years ago

“House turned into nightmare situation. We dealt with Lesley who has been fantastic, sorted everything for us, always available for any questions and always kept us in the loop with progress. Got our debt to bank down significantly. Overall a great service”

Helpful Report

Posted 6 years ago

“After facing a significant shortfall in house price to mortgage value as seems more and more common these days, we took the plunge to speak to to Negative Equity. It initially feels like quite a big price to be paying for their services, but they do have flexible payment terms. They also made the whole difficult process a lot easier. the most stressful thing I had to do after everything was provide expenditure and bank statements. A lot easier than dealing with the lenders themselves. You get assigned an account manager as a single point of contact and they interface between you and the lender so you're only ever dealing with them and they're on your side.”

Helpful Report

Posted 6 years ago

“5 stars. I dealt initially with tom and then my account manager was Leslie. Very professional service and helped me every step of the way. I am now out of bankruptcy and a lot happier. I would recommend negative equity to anyone”

Helpful Report

Posted 6 years ago

“If you need to sell a property and it's in negative equity these are the guys to talk to. Naturally sceptical I took some time (too long lol) to approach them in the first place. £300 gets you the review. Then you find out what your options are and what settlement is achievable. You can get them to take your case forward from there or do it yourself. We didn't fancy negotiating with a bank so agreed fees (£4,000) and it took 10 months to get it all done. Saved £52,000 (which obviously i didn't have). Very happy. Genuinely helpful and definitely know their stuff.”

Helpful Report

Posted 6 years ago

“Every other 5 star review is the truth, and i can only repeat the positive comments already made. Lesley, Tom, Adele and everybody else we dealt with at negative equity NI / CD Fairfield provided outstanding service. The whole process took about 36months, cost approx £4,000 and was conducted without ever meeting in person, proving good communication. Overall we reduced the negative equity to £20,000 from £70,000.”

Helpful Report

Posted 6 years ago

“We engaged the services of Negative Equity after feeling there was no where else to turn. Our property had been purchased through Co ownership before the crash and after a number of years we couldn’t afford to buy ourselves out to allow us to move on. Lesley and the team where very professional stepping us through the process which lasted almost 21 months and in the end got just over 20k written off allowing us to now move on. Thanks to Tom, Lesley and the rest of the team involved in our case.”

Helpful Report

Posted 6 years ago

“I bought a property at the height of the property boom. When the property was sold I was left with a shortfall of nearly 100k . My case was passed to Lesley and she conducted negotiations with the lender on my behalf. Lesley managed to get 83% of the debt written off! Lesley was always available to answer any questions and progressed my case in a timely manner. At the start of the process I was extremely sceptical but now I wish I had approached Negative Equity UK much sooner.”

Helpful Report

Posted 6 years ago

“Tom was great and his advice was very helpful. I WOULD CERTAINLY RECOMMEND negative equity n I to anyone with financial problems.”

Helpful Report

Posted 6 years ago

“Really pleased that Negative Equity UK and in particular Lesley managed to negotiate a settlement that we could afford with the mortgage company with regard to negative equity. Lesley persevered with negotiating on our behalf and she kept us informed every step of the way. An asset to the company and many thanks for the help.”

Helpful Report

Posted 6 years ago

“What a result! Negative Equity UK helped me sell my house and negotiated over £60,000 of a negative equity debt write off. They did exactly what was promised. You pay £300 for them to look at your case then you get a summary with options. We chose to sell (the house just wasn't worth the cost of trying to repay the full mortgage for the next 16 years). The second bit cost us £4,000. Well worth it. Debt free and ready to move on.”

Helpful Report

Posted 6 years ago

“Service was smooth and I was kept up to date throughout the process. Lesley was outstanding and a credit to the company.”

Helpful Report

Posted 6 years ago

“Like many folk, my house had been purchased at a time when banks were handing money out like sweets. We had an interest only mortgage and when my marriage ended, we needed a way to separate financially. A colleague recommended NENI to us and although the fees are expensive, they do every bit of the work required, removing the stress from you. The staff were great and kept in regular contact at each stage. In the end, I have paid 11% of the shortfall, with the result that I can now sleep a lot easier! I would (and have) recommended NENI to others and would continue to do so.”

Helpful Report

Posted 6 years ago

Negative Equity UK is rated 4.9 based on 200 reviews