Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,080 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,080 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	Greater than 94%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 11.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

Tell us how Evolution Funding Ltd T/A My Car Credit made you happy

Help future customers by talking about customer service, price, delivery, returns & refunds.

Minimum 10 characters

Would you like to add a photos or videos?

Strengthen your review by uploading photos & videos.

Drag files here or browse

(Supported files: jpg, png, mpeg, ogg, mp4 & webm)

What's your name?

Leave this blank if you'd like to publish your review anonymously.

(Optional)

What's your email?

We need your email address to verify that your review is genuine

Please note that we may share your email with the company to verify your order.

Evolution Funding Ltd T/A My Car Credit 5 star review on 16th January 2025

122

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Easy to sort out hassle free professionals”

Helpful Report

Posted 1 year ago

“Thank you chloe smashed it fairplay”

Helpful Report

Posted 1 year ago

“Carl was amazing from start to finish. A few issues at the start but quickly resolved. Excellent communication. Would definitely recommend”

Helpful Report

Posted 1 year ago

“They are good and friendly”

Helpful Report

Posted 1 year ago

“Really easy process with excellent communication.”

Helpful Report

Posted 1 year ago

“Very helpful and courtesy”

Helpful Report

Posted 1 year ago

“Excellent, quick and East. Would highly recommend.”

Helpful Report

Posted 1 year ago

“Amazing service, Sophie was brilliant and really helpful throughout. I thoroughly recommend them, they beat all the competition with a better apr than all the others.”

Helpful Report

Posted 1 year ago

“I was dealt with by Andy and he was amazing, very helpful and great communication. He was on the ball and managed to sort everything for me quickly and efficiently. An absolute beaut!”

Helpful Report

Posted 1 year ago

“Overall good experience. Thanks for that;)”

Helpful Report

Posted 1 year ago

“Although efficient and speedy, pre approved rate wasn’t as advertised and they gotten wage wrong in the affordability section which could of affected my APR considerably”

Helpful Report

Posted 1 year ago

Hi Karl, Thanks for taking the time to leave us a review. We're sorry to hear that you weren't 100% happy with our service for you, regarding the online application process and the rate. Our pre-approved rates are generated based on the information provided at the time of application; on confirming the information with one of our Advisors your application was updated to rectify the incorrect wage details submitted from your initial application. It was then submitted to our full panel of lenders and we exhausted all possible options before finding you a rate you were comfortable in moving forward with. Your feedback has been passed back to the relevant teams to drive improvements in our service, and we hope you enjoy your new vehicle. With regards, My Car Credit.

Posted 1 year ago

“A complete shambles from start to finish.”

Helpful Report

Posted 1 year ago

Hi Robert, We're sorry to see that you have left us a 1* review. We take all feedback seriously and have reviewed your application and experience with us. We can see that there was a lot of back and forth during the processing of your application. Some of this was unavoidable due to the due diligence we perform on behalf of the lender, as well as the franchise dealer with their own additional processes. However, we do appreciate that your experience as details were worked through will have been frustrating, including working through with the dealership the additional extras to get the application accepted with the lender. We apologise for any inconvenience caused, and hope you are enjoying your new car. Kind regards, My Car Credit

Posted 1 year ago

“Process was so easy. I applied online and then dealt with Leah. She was fantastic, kept me updated and answered any questions I had. Got a great APR and the customer service levels were brilliant. Would highly recommend.”

Helpful Report

Posted 1 year ago

“Payout process could be a bit quicker”

Helpful Report

Posted 1 year ago

“Very professional and very fast and easy.”

Helpful Report

Posted 1 year ago

“Overall straight forward process and excellent service from my car credit but would recommend them having a process where the client can track the whole process online (from the application acceptance to money being paid out to the dealer) as it saves the client from calling my car credit for progress updates.”

Helpful Report

Posted 1 year ago

“excellent experience and sophie was so helpful and amazing at her job. thank you.”

Helpful Report

Posted 1 year ago

“Simple painless process excellent customer service”

Helpful Report

Posted 1 year ago

“Very good and they’re really helpful to go through what you need”

Helpful Report

Posted 1 year ago

“Best service”

Helpful Report

Posted 1 year ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,080 reviews