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Evolution Funding Ltd T/A My Car Credit Reviews

4.8 Rating 5,080 Reviews
97 %
of reviewers recommend Evolution Funding Ltd T/A My Car Credit
4.8
Based on 5,080 reviews
Shipping & Delivery
Delivery Methods
Own Driver, Courier
Average Delivery Time
Next Day
On-time Delivery
Greater than 92%
Accurate And Undamaged Orders
Greater than 94%
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.8 out of 5
Read Evolution Funding Ltd T/A My Car Credit Reviews

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 11.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

Evolution Funding Ltd T/A My Car Credit 5 star review on 16th January 2025
Shelbie Kees
Evolution Funding Ltd T/A My Car Credit 5 star review on 15th January 2025
Ben Gardner
Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024
Anne Waruhiu
Evolution Funding Ltd T/A My Car Credit 5 star review on 16th November 2024
Matthew Charles
Evolution Funding Ltd T/A My Car Credit 5 star review on 2nd November 2024
Altaaf Ali
Evolution Funding Ltd T/A My Car Credit 5 star review on 16th October 2024
George Robertson
Evolution Funding Ltd T/A My Car Credit 5 star review on 10th October 2024
Nigel Feeney
122
Anonymous
Anonymous  // 01/01/2019
Joshua was an asset to My Car Credit with the way he conducted himself.
Helpful Report
Posted 2 years ago
I’m actually really upset and angry with everything. If I new that you guys would take so long to change a car that I’ve chosen (a car that I haven’t even send face to face, when I did saw I didn’t like the car). So guys just in case if anyone is looking to take a finance with them, make sure you go to the dealer and see the car first before calling the credit finance to add your car, because they take ages to change just the car details, to the car that you want. The credit finance have deposit the money to the dealer and the car that I wanted was with the same dealer and the amount was the same, so all they had to do is contact the finance department to change the car details and send me the new cantava with the details of the new car. Now they are getting the money back from the dealer so they can do a new documents and then send the money back again to them. So be in mind that in cause by any change you decide that you don’t like the car, they are not as helpful and quickly as they was at the first time time. It’s going to be a week that I’ve decided to change the car and every day I have to give them a call to know what’s going on. And they don’t seem to help and do anything about it. It’s really frustrating. If they don’t resolve by the end of this week I will cancel all the loan. So guys don’t go as far to find a car get a car local to you, so you can see the car before agreeing to anything
Helpful Report
Posted 2 years ago
Dear Taina, we're sorry to hear that you're not happy with the service you've received. Unfortunately in your situation, it is not always a simple case of swapping one car for another once the finance has been paid out. Instead, the initial agreement needs to be unwound and a new agreement put in place. It is this process that is taking time. Once your initial agreement has been unwound by your lender, we can proceed with the next stage. Kind regards, My Car Credit.
Posted 2 years ago
Super easy process, Ross was super helpful and quick with responses. Couldn’t recommend enough
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Posted 2 years ago
Generally very nice and polite people. Good service
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Posted 2 years ago
Fantastic customer service, got me the best rate on my car finance.
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Posted 2 years ago
Excellent customer service from start to finish highly recommended
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Posted 2 years ago
there agent Jade B was very professional helps me find the perfect car been to see it liked it so ive bought it with help from my car credit
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Posted 2 years ago
Good they sorted everything out for me reasonably quickly especially as there was a complications becuase of my name change
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Posted 2 years ago
Ur the 👌 best thanks
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Posted 2 years ago
The gentleman who dealt with me “Ross” was absolutely fantastic, all credit to him for getting the difficult process sorted, highly recommend my car credit, if I could rate them more stars they’d get it. Thank you My Car Credit
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Posted 2 years ago
Not happy about it, because I went to get the car, and I didn’t like the car. So the agency told me to contact again with my car credit. My car Credit told me to re do a new application form, they’ve said they would try to speak with Santander to change the car over to the new car that I like which is with the same company. The money from the loan is already with the company and they are taking so long to just to change over the car. The amount of money is the same, and the only thing that they should do is just to get me a new agreement. But they want to take the money over again, so they can send it back again to the car company for the new car.
Helpful Report
Posted 2 years ago
Dear Taina, we're sorry to hear that you're not happy with the service you've received. Unfortunately in your situation, it is not always a simple case of swapping one car for another once the finance has been paid out. Instead, the initial agreement needs to be unwound and a new agreement put in place. It is this process that is taking time. Once your initial agreement has been unwound by your lender, we can proceed with the next stage. Kind regards, My Car Credit.
Posted 2 years ago
These guys will look after you in every way… superb service all round but a special mention to Liam in sales and Agnes in Collections, top job all round. Thanks guys.
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Posted 2 years ago
I found these through ClearScore clicked and they did the rest .. from application to offer they were friendly and always got back to me which is really important to be kept up to date
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Posted 2 years ago
The help and communication between myself and Ross was brilliant werent all just business asked how day was going had a joke but still stayed professional and Josh & Carl were just as helpful can’t fault their customer service skills
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Posted 2 years ago
Very helpful team to work with, kept in contact with me about my finance
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Posted 2 years ago
Fantastic - great communication, easy to apply and they take care of all things at the garage end - Highly Recommended Steve G
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Posted 2 years ago
Apr very high. Process simple and straightforward though. So ok.
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Posted 2 years ago
Dear Customer, we're pleased to hear that we made everything simple and straightforward for you. It is disappointing that you have given us a low rating due to your APR. Unfortunately, this is not something we can influence as it is determined by your credit score and personal circumstances. Kind regards, My Car Credit.
Posted 2 years ago
VERY PLEASED WITH LEANNE HELP MANY THANKS,
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Posted 2 years ago
Very quick and helpful. Will definitely use again in the near future. Thanks
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Posted 2 years ago
Very simple to deal with and the representative tgat phoned me was very friendly.Nice experience.
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Posted 2 years ago
Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,080 reviews