Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,079 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,079 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	Greater than 94%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 11.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 16th January 2025

122

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Fast, easy and straight forward application. Molly was really helpful and always kept me updated. Would definitely recommend and use again in the future”

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Posted 11 months ago

“Excellent service”

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Posted 11 months ago

“sorted everything out well.”

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Posted 11 months ago

“Josh was an absolute star, made the process a breeze.”

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Posted 11 months ago

“Fantastic service. Helpful and friendly from start to finish. 10/10 service provided from Molly”

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Posted 1 year ago

“My bank let me down at the last minute for no reason at all, I was so stressed but my car credit had it arranged and done and dusted at a better rate within 2hrs!! Honestly I cannot fault them at all.”

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Posted 1 year ago

“IF I could give you a big fat 0 I would , Got finance in place with these guys , they ran what they call a dummy vehicle through on a car with Moto novo Car finance which came back accepted . All good to go find a vehicle . The company did not say every time we check a car it will leave footprints on your credit file , or to this point an hard search . Basically you could be accepted , & everyone you apply for a vehicle you could eventually be declined , or your credit score will go into another score band , meaning higher Apr . Found a vehicle after an extensive search Phoned them for them to turn round and say Finance had been declined and they could not work with me anymore , asked for explanation same rubbish take it up with credit reference agency , Sorry I have my banding in front of me , there’s no flags on my credit file . Suspicion started to arise and do not ask me why as a finance credit broker you did not want my business . So I phoned Moto novo , guess what my suspicions was right . Finance was still in place , Part ex was sold finance was given signed & now have my new car . Big thumbs down for me , But thank you for giving me the finance company’s details . Bizarre how you want to loose people’s business Maybe some people who work for you are not doing the job properly Jack . I’d never come to you again and I will be reporting you to the credit reference agency’s for lack of compliance & to the FCA .”

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Posted 1 year ago

Dear Customer, we are sorry to hear that you are unhappy with your experience. We are unable to provide additional information on a public platform and wish you all the best with securing finance elsewhere. Kind regards, My Car Credit.

Posted 1 year ago

“Very good and fast. I recommend”

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Posted 1 year ago

“Oliver was more than helpful well done olly”

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Posted 1 year ago

“Simple and very quick polite service 10 out of 10”

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Posted 1 year ago

“Excellent customer service. I would most definitely recommend to all my friend who would want to take car finance. Thank you all for being helpful throughput out the process.”

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Posted 1 year ago

“Really easy to use, super helpful on the phone, all went through quickly and easily. Highly recommended”

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Posted 1 year ago

“Mollie was great. Kept me in the loop, very efficient and greats service Thanks”

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Posted 1 year ago

“My experience with my car credit , was excellent 👌 My advisor was professional and friendly throughout :)”

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Posted 1 year ago

“Jerome was great and amazing customer service from him however the service is extremely slow to find a loan partner and to pay out. The process has taken a week from applying to getting the loan company pay out. Would have been better sourcing a loan myself”

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Posted 1 year ago

Hi, thanks for providing us with feedback on your experience. We are glad to hear you had a positive experience with Jerome - we have fed your comments back to him. Regarding your negative experience; we take all feedback very seriously and so have looked into your application further. We acknowledge that there were some delays in your application following submission to the lender as they made their checks. We apologise for any inconvenience caused, and hope you are enjoying your new vehicle. Kind regards, My Car Credit.

Posted 1 year ago

“Jerome was excellent thank you”

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Posted 1 year ago

“Very good and very respectable”

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Posted 1 year ago

“excellent, professional and a credit to the company. thank you so much Josh, for all your help. you have been amazing.”

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Posted 1 year ago

“Prompt & efficient service.”

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Posted 1 year ago

“Team worked amazingly hard to try and get me help for a new vehicle... They did it and I'm loving my new car!! Can't say how much thanks I give you and the team for helping me get here!!”

Evolution Funding Ltd T/A My Car Credit 5 star review on 4th January 2024

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Posted 1 year ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,079 reviews