Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,080 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,080 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	Greater than 94%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 11.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 16th January 2025

122

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Thank you very much to the lovely team and the extraordinary service.”

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Posted 1 year ago

“You need to call to find out what they need. They don't call you, they don't send you an email requesting anything, it's only when you call that you find out what they need. Delay in the process I ended up losing two vehicles because they were sold due to the delay.”

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Posted 1 year ago

Dear Arnaldo, Thank you for taking the time to leave your review and we are sorry to hear that you experienced delays in communication. It appears that there were lender system issues which contributed to this. However, we agree that we could have done a better job of keeping you informed over this time. We apologise for any inconvenience caused and hope you are now enjoying your new car. Kind regards, My Car Credit

Posted 1 year ago

“Initially the whole process was a nightmare. The person who answered the telephone wanted sacking! Called me ‘love’ and never passed on appropriate messages. If I hadn’t wanted this particular car then I’d have given up! Eventually I go through to a professional hooray! Things went great from there so thank you David.”

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Posted 1 year ago

Dear Customer, Thank you for taking the time to leave your review. We take all feedback seriously and so we investigated your comments further. All calls are recorded for training and quality purposes and having listened to every call, we are satisfied that our high standards have been achieved. Your advisor does use 'love' at the end of one call and so we apologise for any offence caused but overall, they are friendly and helpful throughout and your dissatisfaction is not evident on any of the calls. We are sorry you were not happy with your experience but hope that you are now enjoying your new car. Kind regards, My Car Credit

Posted 1 year ago

“Great service, swift replies and car finance in place within a few days. All very straight forward. Many thanks”

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Posted 1 year ago

“Absolutely amazing experience.....very helpful and friendly and patient ! An altogether pain free process from start to finish Couldn't have been more customer focussed.....excellent..”

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Posted 1 year ago

“Thank you so much Lea from AA Car finance amazing service got me the best APR. Communication amazing and she dealt with the car garage so less hassle for me thank you”

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Posted 1 year ago

“Absolutely shocking! Brianna, from mycarcredit was wonderful and needs mention as being fantastic. However, the "approved dealer" is a complete disappointment. I haven' heard from them even though my finance was approved 10 days ago. I have had to call repeatedly to find out when I can collect the vehicle, only to be given one excuse after the next and promised a call, but have yet to get that call. I suggest you look at who your approved dealers are, because I had to settle on a car which wasn't the best price or lowest mileage because it had to be one of yours, but I haven't heard from them, have heard every excuse, and am now wondering if this is all a scam, or if the vehicle is in such bad condition that I was mislead. I am cancelling the whole transaction and will go elsewhere where I can hopefully finance a vehicle I can actually collect before I start paying for it.”

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Posted 1 year ago

Dear Customer, Thank you for taking the time to leave your honest feedback. We are delighted that Brianna provided a great experience. However, it is disappointing to hear that one of our approved dealers has let you down and this has been raised with the dealer's Evolution Account Manager. We do have strict criteria when approving dealers and expect a high standard of service and so we will investigate further what has happened here. We apologise for any inconvenience caused and hope you have been successful in finding an alternative vehicle. Kind regards, My Car Credit

Posted 1 year ago

“I didn't think that I would be able to get car credit but now I'm sat here, a week after applying, with my amazing new car! Everyone at My Car Credit was really helpful, polite and professional.”

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Posted 1 year ago

“Very easy process from start to finish, pick up my new car on Monday”

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Posted 1 year ago

“Very Easy process. All staff friendly and helpful.”

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Posted 1 year ago

“Very good company. Tried all possible best to get me my car finance. Thank you”

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Posted 1 year ago

“Very fast and small apr”

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Posted 1 year ago

“The form was straightforward to fill. Didn’t take long and got a reply very quickly”

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Posted 1 year ago

“Found my car credit just on Google , my credit score isn’t great but thanks to jack and Leah they managed to sort me out my dream car and all was contact free and also delivered, highly recommended! Will be using again , jack was able to keep the checks in place and Leah also was able to reassure me on any information I was unsure of so thanks again !”

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Posted 1 year ago

“Very helpfull”

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Posted 1 year ago

“Easy process, however I was not made aware when I initially applied that funds can take 7 days to clear.”

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Posted 1 year ago

Dear Customer, We are pleased to hear that you found the process easy but we are sorry to hear you experienced a delay. We have checked on your application and the funds were sent to your dealer the next working day. We are unaware of any reason why the funds would have been delayed for as long as seven days. We hope you are now enjoying your new car. Kind regards, My Car Credit

Posted 1 year ago

“Absoloutley fantastic quick service and good personal service 2nd time have used them colin”

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Posted 1 year ago

“Was delt with quite quickly and sorted the finance for the car I wanted in good time. Friendly and helpful service.”

Evolution Funding Ltd T/A My Car Credit 4 star review on 9th June 2023

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Posted 1 year ago

“My point of contact was a chap called Andrew.P and what a gent he was.....very understanding and also kept me updated daily with the progress! I owe you one!”

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Posted 1 year ago

“The quote they gave me saved me £1872 over 3 years :) Very quick and professional company to work with .”

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Posted 1 year ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,080 reviews