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John Charcol Reviews

4.9 Rating 2,682 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 2,682 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
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About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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We started with a no fee broker and got left in the lurch so we switched to John Charcol. I heard they had a good reputation for handling more complex cases and they didn't dissapoint. Shaahid was very knowledgeable and experienced and advised me very well. He's a hardworking chap and didn't leave me waiting around for an answer. Shaahid saved me money too by renewing the offer when the rates had gone down as I was buying at the most expensive time where rates were concerned. The customer service in general was great. Once the mortgage offer was received Katherine took the reigns and she was fantastic. I didn't need to chase anyone Katherine was on the case 110% shepherding all parties towards completion copying me in to all the emails so I could see all the developments without having to pick up the phone to anyone. Thank you both again for a great service and for keeping going when the first house fell through. I would certainly recommend you!
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Posted 1 year ago
From the moment we contacted JohnCharcol we received excellent customer service. All members of staff were clear and transparent on every step of the way with the mortgage application/Life Insurance. The representatives were patient, knowledgeable and went above and beyond to address our needs. We thank Samm, Oliver and Cristian for helping us along our journey!
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Posted 1 year ago
Buying a house in the UK while living abroad was initially a scary, complex process, but Jenny and Gemma at john Charcol made the whole process simple and easy and the customer service was terrific!!! They understood my time constraints and made a really complex process so easy! I was so lucky to have had these two ladies on my team from start to finish, even following up after the purchase to make sure things had gone smooth. 10/10 recommend and would use again!
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Posted 1 year ago
This is a belated review, but thank-you Charcol and especially Darren Peiris and Emily Gould who acted with professionalism throughout our bridging transaction last year. They offered clear advice at each stage, as well as welcome moral support, even though external factors causing a delay in registering titles resulted in a much delayed completion. They saw the task through to conclusion with patience and good humour.
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Posted 1 year ago
I have worked with Randeep for over 8 years and he has provided excellent advice throughout He has arranged a number of mortgages and additional borrowings which have allowed us to buy and extend our property I thoroughly recommend him
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Posted 1 year ago
I had a fantastic experience with Louise Brown at John Charcol. Louise supported my wife and I from pre-offer stage to completion. In what proved to be a particularly challenging transaction to close, Louise was consistently responsive, insightful, patient and supportive. It's not overstating it to say we may not have been able to close the transaction without Louise's support.
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Posted 1 year ago
As expats, we needed to secure a mortgage for buying a property on returning to the UK. Iain Pithers contacted us and dealt with our requirements, dealing with us promptly and courteously throughout the process. He has been on hand when we needed advice and guidance. Iain is professional and very supportive and we can't recommend him enough and without his help we wouldn't have been able to buy our ideal home. Thank you.
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Posted 1 year ago
Fantastic advice and extremely knowledgeable
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Posted 1 year ago
Randeep who handled our mortgage application on behalf of John Charcol made the whole process as smooth as possible. The process was explained clearly, questions were answered promptly and courteously and everything was completed in a timely manner. This is the third time we are buying a house and the experience with John Charcol has been the best.
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Posted 1 year ago
As an expat buyer looking for a BTL mortgage I have to give John Charcol and My assigned broker Andrew Ireland 5 stars. They successfully arranged my second mortgage and the level of service ive received really is unparralleled. Waiting now to go for my third...! Thank you
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Posted 1 year ago
I'm an expat and I needed to remortgage a property in the UK and several lenders had already declined to offer a BTL product to an expat. Iain Pithers was able to source a suitable deal and was incredibly helpful in guiding me through the seeming jungle that is the UK mortgage system, which is even more complicated for expats. Based on my experience I can recommend Iain very highly.
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Posted 2 years ago
By taking time to discuss options and then keeping me informed about progress
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Posted 2 years ago
What we thought would be a very straightforward remortgage was far more complicated. Without Michael we would have been lost! His knowledge was vast and his patience endless. We will definitely return and recommend.
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Posted 2 years ago
Very happy with the service we received from Andrew Ireland at John charcol he was always quick to solve all questions we had every step of the way and got us the best deal available.
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Posted 2 years ago
Steven at John Charcol has been a support throughout the process of buying my little house, right from the beginning when this was just a dream and I needed help mapping out how it might work financially. I knew at every stage I could contact him straight away and get any information I needed. He is informative, clear and patient and has no doubt saved me a lot of money with his wisdom and advice! Thanks again for everything - I will be recommending you to anyone considering buying a place!
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Posted 2 years ago
Indrit Bajraktari at John Charcol has recently advised and completed on 6 mortgages for me. I have been in the property business for over 35 years and never have I had the pleasure of dealing with someone as efficient, polite and professional as Indrit. He is an absolute credit to the industry. Kind Regards David Evans
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Posted 2 years ago
From the first call with Gordon Berkert, we knew we had the right person working on our behalf. We asked for honesty and updates in good time and we got exactly that. We came to John Charcol after an alternative company spent 6 weeks processing our mortgage application, only for the lender to advise on the day of valuation they didn’t lend on the property we were buying. Gordon listened to what we wanted and found us exactly the right mortgage. He also connected us with a John Charcol Insurance expert, Daniel Smith, who got us all the cover we wanted and saved us £400 a year into the bargain. Once we got through the application process, we were looked after by a fab Client Relationship team, primarily talking to Cristian Lupu. The whole team have really made us feel valued as clients and we couldn’t recommend John Charcol highly enough. We completed on our property today and are thrilled. Thank you Gordon, Daniel, Cristian and everyone else at John Charcol who helped get us into our dream home.
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Posted 2 years ago
I received extremely diligent and thoughtful service with John Charcol. My excellent mortgage advisor was able to find me a deal unavailable elsewhere. My mortgage advisor was engaged and professional throughout. Highly recommended.
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Posted 2 years ago
The service I received from Mark Brazier and Emma Moores was the best I have received from a Financial Services provider in the past 20 years! At quite an anxious and stressful time, they provided a first class service and exceeded my expectations, the communication was fantastic and I had the upmost confidence in the service they provided. I would strongly recommended using the services of these two individuals! Many thanks again both!
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Posted 2 years ago
I was contacted by Karol, who was very knowledgeable and helpful. I hope this will augur well for a future business relationship.
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Posted 2 years ago
John Charcol is rated 4.9 based on 2,682 reviews